He also wrote The Haunted Mansion for Disney, based off the famous theme park ride; the film starred Eddie Murphy. And so there are many communities around the country who are trying to do that linkage, that at the worst, if someones coming into eviction court, can we connect them to resources then, but, and thats it the worst at whats better, right is to try to try to catch folks way before that happens. And thats a product just of our business model and the economic environment were in. And so early knowledge of that and helping consumers advocate and express the rights and the current protections that we have will assist with this? In the FHA portfolio that I oversee, we dont have that many in forbearance, most of our properties are doing all right, or at least better than other sectors in the multifamily rental arena, in part because a bunch of my rental assistance, which means federal governments paying the rent, in large part, and that helps a lot. And the administration is serious about helping renters and homeowners stabilize their lives and afford the basics and understanding that housing is the foundation for all things that families want to be able to do. And so I can impress upon this audience, that housing counseling is going to be critically vital into helping Usher out the education that is necessary not only for the recovery, and the response, but really the ongoing forecast of the housing market and helping concert consumers to navigate that. Also included in the rescue plan or the emergency vouchers that are targeted to people experiencing or high risk of homelessness or people fleeing or sort of domestic violence in domestic violence survivors. I must say that during my years of NCRC, Id never saw a more strong advocate for fair housing for civil rights for HUDs mission and agenda and a strong interpretation of the roles of our offices. [1] Its FHA, of course, dealing with the forbearance Of course, but as well with multifamily housing, as well as other offices, for example, looking to modular as a new source of growing affordability across the nation. I couldnt agree with all of your sentiments more on the limited English proficiency portion ncrc. And I assure you that the Office of housing counseling team is excited to be doing that and will remain available to each of you. The Office of Housing Counselings mission is to ensure that families have the knowledge they need to obtain, sustain and retain their housing via HUD's network of over 1,650 housing counseling agencies and their Certified Housing Counselors. But research has told us that the single best tool we have as a society for changing outcomes at a household level is deep rental assistance if folks are really struggling, rent is a major if not the major obstacle.

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